Health insurance with international coverage.

Moving abroad, travelling often, or splitting the year between two countries should not mean splitting your health cover too. An international health plan pays for treatment at home and abroad on a single card — with one excess, one renewal date and one team answering the phone.

What good international cover includes

Start with in-patient and day-patient care: surgery, diagnostics and hospital stays wherever you are. Then check the details that decide whether a plan works in real life — direct billing so the hospital charges us instead of you, emergency evacuation, maternity and child benefits, and wellness extras like screenings and vaccinations.

How claims work across borders

For planned treatment, call us first and we pre-authorise with the hospital — you arrive, show your card and focus on getting better. For emergencies, get care first and send us the bills within 30 days; most straightforward claims are reimbursed within a week.

• One card for treatment at home and abroad.
• Direct hospital billing in our partner networks.
• Pre-authorisation handled by your advisor, not you.
• Annual reviews so cover follows visas, moves and new arrivals.

Talk to an advisor before your next trip or move — most international plans are arranged within 48 hours.

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